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Larry E. Beebe, CLU®, CHFC®, AEP®, Thomas J. Fields, Megan L. Evans and Alicia Monday are agents collectively licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of SC, TN, OH, MI, IN, FL. No insurance business may be conducted outside these states referenced.

Larry E. Beebe, CLU®, CHFC®, AEP®, Thomas J. Fields, Megan L. Evans and Alicia Monday are Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency (419-244-8311). In this regard, this communication is strictly intended for individuals residing in the states of OH, MI, IN, FL. No offers may be made or accepted from any resident outside the specific states referenced. "Beebe Financial Services" DBA is not owned or operated by NYLIFE Securities LLC or its affiliates.

Larry E. Beebe is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Larry E. Beebe, CLU®, CHFC®, AEP®, Thomas J. Fields and Megan L. Evans are also separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of OH, MI, IN, FL. As such, these services are strictly intended for individuals residing in OH, MI, IN, FL.

Evans, Beebe & Fields Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Evans, Beebe & Fields Financial Group nor The Nautilus Group®, Eagle Strategies LLC or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.